How do I insure a JDM import in the US?

Standard insurers often struggle to value rare JDM imports. Specialty classic/collector car insurers like Hagerty, Grundy, and American Collectors offer agreed-value policies where you and the insurer agree on the car's value upfront — if totaled, you receive that amount without depreciation haggling. Requirements typically include garage storage, a daily driver for regular use, limited annual mileage, and a clean driving record.